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Two-minute check-in
How ready are you, really?
Twelve practical questions. No sign-up and no judgement.
Question 1 of 12
How long are you likely to stay in the next area?
I do not know
Under three years
Three to five years
Five years or more
Next
Question 2 of 12
How far has your deposit progressed?
Not started
A rough goal
Saving regularly
Target reached with a buffer
Back
Next
Question 3 of 12
Have you checked all three credit reports?
No
I know one score
I checked some
Yes, and corrected errors
Back
Next
Question 4 of 12
How predictable is household income?
Very uncertain
Changing soon
Mostly stable
Stable and evidenced
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Next
Question 5 of 12
Do you have a current Agreement in Principle?
What is that?
Not yet
Preparing to apply
Yes
Back
Next
Question 6 of 12
Have you budgeted beyond the deposit?
No
A little
Most costs
Tax, legal, survey, moving and buffer
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Next
Question 7 of 12
How clear is your area shortlist?
Not started
Many ideas
Three to six areas
Two or three evidence-checked areas
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Next
Question 8 of 12
Could you explain freehold and leasehold?
No
I have heard the words
Broadly
Yes, including lease length and charges
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Next
Question 9 of 12
Do you know which survey you might need?
No
The lender checks it
I know surveys are separate
I understand RICS Levels 1 to 3
Back
Next
Question 10 of 12
Do you understand your chain position?
No
Not really
Broadly
Yes, including its risks
Back
Next
Question 11 of 12
How would you react to a serious survey issue?
Panic
Ignore it
Ask for help
Get evidence and reassess calmly
Back
Next
Question 12 of 12
If buying together, are priorities aligned?
Not discussed
Some differences
Mostly
Written and agreed
Back
See my result
Your readiness
Start at Phase 1