Journey / Phase 2

Phase 2

Sort Your Money & Mortgage

Turn savings, income and credit history into a workable buying budget, then finish with an Agreement in Principle.

0/10 steps complete

  1. 2.0 Sort Your Money & Mortgage: Overview
    Map the financial work that leads to an Agreement in Principle.    Not started
  2. 2.1 Check Your Credit Reports
    Find and fix credit-file problems before a lender sees them.    Not started
  3. 2.2 Build Your Deposit
    Understand deposit targets, LTV bands, LISAs and gifted deposits.    Not started
  4. 2.3 What You Can Afford
    Estimate a realistic price range before viewing properties.    Not started
  5. 2.4 Understand the Costs of Buying
    Budget for tax, legal work, surveys, lending and moving as well as the deposit.    Not started
  6. 2.5 Mortgages 101
    Understand repayment mortgages, interest and the effect of term length.    Not started
  7. 2.6 Types of Mortgage
    Compare fixed, tracker, discount and variable-rate mortgages.    Not started
  8. 2.7 First-Time Buyer Schemes
    Assess genuine buyer schemes alongside their restrictions and costs.    Not started
  9. 2.8 Broker or Direct? Comparing Lenders
    Choose how to search the mortgage market and compare advice fairly.    Not started
  10. 2.9 Get an Agreement in Principle
    Obtain a lender's provisional indication of your borrowing power.    Not started