Deposit savings planner

Estimate time to your target and model the current Lifetime ISA bonus.

Assumptions and limits

These results are educational estimates, not a mortgage illustration, tax assessment or recommendation. Lenders assess your full circumstances and rules can change.

The LISA model uses an annual contribution cap of £4,000 and a 25% bonus, verified 2026-07-14. The account and purchase must meet all GOV.UK conditions. The model spreads the annual allowance evenly across the year; real bonuses are paid on actual contributions, so front-loading early in the tax year can earn each bonus slightly sooner than shown.